Change FEMA's Policies

The Federal Emergency Management Agency has not been doing it's job. They were created to help individuals through natural disasters. However, they have certain policies in place that prevent low income individuals and minorities from getting the help they need. First, demographic payouts. The average FEMA payout is roughly $4,300, but its simply not enough. Some families don't even receive half of that amount, if any at all. Most of these payouts vary by race and income, with minorities and low income individuals receiving significantly less than their counterpart. Second, housing deeds. FEMA will deny any applicant relief if they fail to provide a housing deed. Over 600,000 applicants in Puerto Rico were denied relief due to this, and others in Houston as well. In Puerto Rico, it is not common to have a housing deed. In Houston and other places, the deeds are destroyed due to floods and other events. It is not humane to deny someone help, because they don't have a slip of paper. Third and lastly, flood insurance. If you live in a flood zone and have received FEMA relief in the past, but don't purchase flood insurance after, then FEMA will deny the applicant relief. The problem, the majority of residents that live in flood zones are low income families who can't afford the extra $1,000 a year for flood insurance. FEMA has a ton of problems and policy issues, let's get them to change these policies as a start. Together we can make a difference and protect others from the same fate.